[Geezer (OP)]

I'm saying nothing.

http://news.yahoo.com/s/nm/20110106/lf_nm_life/us_lottery_1

[SeanB]

Not me..........

$190 million, if paid out over 25 years, or a lump sum of less than half that?

[Karen W.]

That is presuming you live for another twentyfive to claim it.. and then if you die I believe all payments stop is that not correct? I do not believe the remaining payments can be transfered to another person or family member etc.. Isn't that true? It is what I was always told.. My neighbor friend one a very big lottery here in California and way back around 20 years ago, that was the policy. I wonder if it still holds?

[Don_1]

I won the UK lottery a couple of weeks ago. £10 doesn't go very far, does it!

[SeanB]

The lottery organisation tries to sell the monthly payout as it is in their benefit in all respects. They make an actuarial gamble that you will not live 25 years, and they also can make up the payments from future income, and if they close then no payments. Upfront they have to make a loss from the current income, and this is them losing all bets on the future, giving the gamble to the winner.

[RD]

They make an actuarial gamble that you will not live 25 years

To some people winning the lottery is a death sentence ...
 http://www.dailymail.co.uk/news/article-1323491/Keith-Gough-bored-9million-lottery-winner-drank-death.html

[RaymundoKnight]

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