no one at all, knows exactly what happens to matter after it passes the event horizon.

Math and Physics do not and can not say the results...

all that is available is best guesses, until we get better math and or physics, ot understanding some other avenue.

So you may be right, it is possible, but do not know the "probability" of it.

Black Holes may one day become familiar to us, and on that day, many doors may also be opened., and in other areas also.